Car Insurance Coverageand the Importance of Higher Coverage Amounts

Why Choose a Higher Coverage Amount?

• Family type, gender, age, educational background, driving history, credit scores, and more impact insurance premiums.
• The right insurance plan is an optimal balance between coverage, premiums, and deductibles.
• Higher coverage amounts are uniquely beneficial, as they protect more types of injuries and damages in case of accident.
• Higher liability limits can help you protect assets if you are liable for a crash.
• UM/UIM coverage with higher limits can play a crucial role if you suffer catastrophic injuries in a crash that was caused by a driver with too little liability coverage, no insurance at all, or by a hit-and-run driver.
• You may be able to purchase significantly more coverage for only a few extra dollars per month.

Car Accidents and the Importance of Insurance

Every U.S. state requires varying degrees and types of car insurance.

Insurance helps protect yourself, others, your vehicle, and other property in case of an accident.