South Carolina law requires motorists to purchase auto liability insurance. If you sustain injuries in a car accident in the state, you can seek compensation for your medical bills, property damage, lost wages, and pain and suffering by filing a claim against the at-fault driver’s insurance policy.
But before you can pursue compensation, you need to identify who is responsible for the crash—something that becomes increasingly challenging as the number of involved drivers increases. An experienced auto accident attorney can determine who is at fault in a chain-reaction car accident if you have been hurt.
What is a Chain-Reaction Car Accident?
A chain-reaction car accident happens when one collision leads to multiple subsequent crashes. For example, a driver may rear-end one vehicle, causing that car to strike the one ahead of them, and so on.
Figuring out the cause of a chain-reaction wreck is essential to identify who is liable for its consequences. Common causes include:
- Distracted driving
- Aggressive driving
- Speeding
- Intoxication
- Fatigued driving
However, determining liability for chain-reaction crashes is often complex. It’s not uncommon for several careless parties to contribute to a multi-vehicle accident.
How Do You Determine Fault in a Chain-Reaction Car Accident?
Taking the following steps after a crash can help identify who is responsible in a chain-reaction car accident. You should:
- Report the accident to the police and get a copy of their accident report.
- Limit your statements to the police. Say nothing that could suggest the wreck was your fault.
- Collect as much evidence as possible, including photos from the accident scene, contact information for any witnesses, and all drivers’ insurance information.
- Keep copies of all accident-related medical bills and other expenses.
- Consult a car accident lawyer in South Carolina right away. It’s best to speak to an attorney before contacting your insurance company. But check your auto insurance policy first. Some insurers have deadlines to inform them of an accident.
How South Carolina’s Modified Comparative Negligence Law May Apply in a Chain-Reaction Crash Case
South Carolina law allows injured parties to collect compensation for injuries from an accident, even when more than one driver is to blame. Let’s say a chain reaction car crash occurred partly because one driver was texting while driving and partially because a nearby motorist was driving aggressively. Both parties bear some fault for the collision. So, how do you figure out who gets paid, and from whom? South Carolina’s modified comparative negligence applies here.
Under the comparative negligence system, you can recover money as long as you are less than 51 percent responsible for a crash. Your portion of fault will be assigned by the insurance company(s) or the court, depending on how your case progresses. With chain-reaction crashes, you may need to file multiple claims to recover full compensation from each liable party. An experienced car accident lawyer can gather evidence so you are not unfairly blamed for a crash and barred from collecting the money you deserve.
Why You Need Legal Help After a Multi-Vehicle Crash
Do you need help determining who is responsible for a chain-reaction car accident? Turn to Jebaily Law Firm today. Our South Carolina car accident attorneys can review your case and explain your legal options. Call or contact us now for a free case evaluation.
